Terms of Use

Last updated: 10/2025

Welcome to SmartAlpha, an application developed by SmartAlpha ("we", "us", or "our") designed to provide market insights, curated financial news, and analytical tools for personal informational use. By accessing or using our app, you agree to comply with and be bound by these Terms of Use ("Terms") and our Privacy Policy. Please read them carefully.

1. Acceptance of Terms

By using SmartAlpha, you confirm that you are of legal age to enter into this agreement, or that you are the parent or legal guardian of a minor user. If you do not agree to these Terms, you may not use the Service.

2. Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and safeguard your information. We comply with applicable data protection laws, including (where applicable) the California Consumer Privacy Act (CCPA) and the General Data Protection Regulation (GDPR).

3. No Financial or Investment Advice

SmartAlpha is intended for informational and research purposes only. It does not provide financial, investment, or trading advice. You are solely responsible for your investment decisions and their outcomes. Always consult a qualified professional before making financial decisions.

4. License to Use

We grant you a limited, non-exclusive, non-transferable, and revocable license to use SmartAlpha for your personal, non-commercial use, subject to these Terms.

5. Intellectual Property

All content, design, and functionality within SmartAlpha—including text, graphics, logos, and algorithms—are owned by SmartAlpha or its licensors and protected by copyright, trademark, and other laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

6. User Conduct

7. Subscriptions and Billing

8. Disclaimer of Warranties

SmartAlpha is provided "as is" and "as available" without warranties of any kind, express or implied. We do not guarantee uninterrupted service, accuracy of information, or fitness for a particular purpose.

9. Limitation of Liability

To the fullest extent permitted by law, SmartAlpha and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages resulting from your use of the app. Our total liability shall not exceed the subscription fees paid in the twelve (12) months preceding the claim.

10. Termination

We may suspend or terminate access to SmartAlpha at any time for violations of these Terms or applicable laws. Upon termination, your right to use the Service will cease immediately.

11. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of California, USA, without regard to conflict-of-law principles. Any disputes shall be subject to the exclusive jurisdiction of courts located in Santa Clara County, California.

12. Changes to These Terms

We may revise these Terms from time to time. Updated versions will be posted on this page and take effect immediately upon posting. Continued use of the app constitutes acceptance of the revised Terms.

Contact Us

If you have any questions or concerns regarding these Terms of Use, please contact us at:

Email: smartalphaapp@gmail.com


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